Mortgage Blog

Getting you the mortgage you deserve

How Lower Interest Rates Could Benefit Canadian Homeowners: Is Now the Time to Refinance?

How Lower Interest Rates Could Benefit Canadian Homeowners: Is Now the Time to Refinance?

August 23, 2024 | Posted by: Kevin Sharpe

As a Canadian homeowner, you're probably hearing a lot of buzz about falling interest rates. You might be wondering, "Is this the right time to refinance my mortgage?" The short answer is, it could be ...

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What are Alternative Mortgage Lenders?

What are Alternative Mortgage Lenders?

August 8, 2024 | Posted by: Kevin Sharpe

In the dynamic world of real estate, securing a mortgage can often be daunting, especially for individuals with unique financial situations. This is where alternative mortgage lenders come into play ...

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July 7, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.5%

July 7, 2024 - Bank of Canada reduces policy rate by 25 basis points to 4.5%

July 24, 2024 | Posted by: Kevin Sharpe

The Bank of Canada today reduced its target for the overnight rate to 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is continuing its policy of balance sheet normalization. ...

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7 Financial Tips for People Looking to Buy an Investment Property in Canada

7 Financial Tips for People Looking to Buy an Investment Property in Canada

July 19, 2024 | Posted by: Kevin Sharpe

Investing in real estate can be a powerful way to build wealth, but it's essential to approach it with a well-thought-out strategy. Here are seven financial tips to help you purchase an investment pro ...

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7 Things to Know When You Are Looking to Purchase a Cottage or Vacation Home

7 Things to Know When You Are Looking to Purchase a Cottage or Vacation Home

July 8, 2024 | Posted by: Kevin Sharpe

Purchasing a cottage or vacation home can be an exciting venture, offering a perfect getaway from the hustle and bustle of city life. However, it's essential to approach this purchase with careful con ...

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7 Smart Strategies to Help Save Money on Your Mortgage

7 Smart Strategies to Help Save Money on Your Mortgage

June 21, 2024 | Posted by: Kevin Sharpe

Hello, and welcome to our blog! If you're reading this, chances are you're looking for ways to make your mortgage more manageable. Whether you're a first-time homebuyer or a seasoned homeowner, findin ...

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How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians

How Lower Interest Rates Can Impact Your Mortgage: Insights for Canadians

June 7, 2024 | Posted by: Kevin Sharpe

The Bank of Canada recently made headlines by lowering its interest rates for the first time in over two years. This decision has significant implications for Canadians, particularly t ...

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June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points

June 5 - 2024 - Bank of Canada reduces policy rate by 25 basis points

June 5, 2024 | Posted by: Kevin Sharpe

The Bank of Canada today reduced its target for the overnight rate to 4¾%, with the Bank Rate at 5% and the deposit rate at 4¾%. The Bank is continuing its policy of balance sheet normalization. ...

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When to Consider a Private Mortgage: A Guide for Canadian Homebuyers

When to Consider a Private Mortgage: A Guide for Canadian Homebuyers

May 23, 2024 | Posted by: Kevin Sharpe

Navigating the world of Canadian mortgages can be scary, especially when traditional lenders, like banks and credit unions, close their doors. This is where private mortgages come into play. For ...

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5 Great Ways to Improve Your Credit Score

5 Great Ways to Improve Your Credit Score

May 8, 2024 | Posted by: Kevin Sharpe

As a mortgage professional, we often work with clients who are eager to improve their credit scores. A higher credit score not only increases your chances of getting approved for a mortgage bu ...

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